The M-PESA PayBill service continues to provide businesses and individuals with a seamless way to collect and make payments. This service has simplified cash collection, offering convenience and timeliness for users across Kenya. Below are the updated M-PESA PayBill transaction charges for 2025.
M-PESA PayBill Transaction Charges (2025)
| Transaction Amount (KES) | Charges (KES) |
|---|---|
| 1 – 49 | 0 |
| 50 – 100 | 0 |
| 101 – 500 | 5 |
| 501 – 1,000 | 10 |
| 1,001 – 1,500 | 15 |
| 1,501 – 2,500 | 20 |
| 2,501 – 3,500 | 25 |
| 3,501 – 5,000 | 34 |
| 5,001 – 7,500 | 42 |
| 7,501 – 10,000 | 48 |
| 10,001 – 15,000 | 57 |
| 15,001 – 20,000 | 62 |
| 20,001 – 25,000 | 67 |
| 25,001 – 30,000 | 72 |
| 30,001 – 35,000 | 83 |
| 35,001 – 40,000 | 99 |
| 40,001 – 45,000 | 103 |
| 45,001 – 50,000 | 108 |
| 50,001 – 70,000 | 108 |
| 70,001 – 250,000 | 108 |
Key Highlights
- Free Transactions: Payments below KES 100 incur no charges, promoting inclusivity and affordability.
- Standardized Costs: Transactions above KES 50,001 up to KES 250,000 are capped at KES 108.
- Business Benefits: M-PESA PayBill provides businesses with an efficient and reliable cash collection system.
Conclusion
M-PESA PayBill continues to be a game-changer for businesses and individuals, offering affordable and accessible payment solutions. With no charges for small transactions and capped rates for higher amounts, it remains an essential tool for cashless payments in Kenya.
Stay informed about these charges to make the most of M-PESA PayBill services!
